What is typically charged as an ATM fee?

Using an Automated Teller Machine (ATM) outside of your bank’s network typically incurs a fee because financial institutions charge customers for providing access to their ATMs. When you use an ATM that belongs to a different bank, that bank may assess a fee for the convenience of accessing cash or performing other banking transactions. This fee is often separate from any fees your own bank might charge for using its services.

In contrast, the other choices relate to different banking services that do not involve using an ATM. For instance, fees associated with direct deposit services, closing a bank account, or ordering checks pertain to other aspects of banking, rather than transactions executed through ATMs. Thus, the charge for using an ATM outside of your bank’s network is the only option that accurately reflects a typical ATM fee scenario.