What is a common consequence of taking on excessive student loans?

Taking on excessive student loans typically leads to difficulty in repayment after graduation, making this the correct answer. When students accumulate high levels of debt, they may struggle to find employment that pays enough to cover their loan repayments, especially if they have chosen fields with lower earning potential. Additionally, the burden of monthly payments can limit their financial flexibility, affecting their ability to save, invest, or make other life choices post-graduation.

This financial strain can enhance stress and impact overall well-being, emphasizing the importance of borrowing only what is necessary for education and having a clear repayment plan in mind. Other options, while they may seem appealing, do not accurately reflect the long-term implications of excessive student loan debt.