What does health insurance primarily assist with?

Health insurance primarily assists with covering medical expenses for short-term illnesses and accidents. This means that when an individual requires medical attention, whether for a sudden illness or an injury, health insurance helps pay for the costs associated with doctor's visits, hospital stays, medications, and various treatments. By providing financial support in these situations, health insurance alleviates the burden of high medical bills and makes it more manageable for individuals to access necessary healthcare services.

In contrast, while funeral costs, catering expenses, and income stability are important aspects of financial planning and security, they do not fall under the primary purpose of health insurance. Health insurance specifically targets health-related costs, allowing individuals to focus on recovery rather than financial concerns associated with medical care.